🌍 Nigeria, UK, US, Europe & Beyond

Savings groups,
reimagined.

ThriftVault brings the trusted tradition of susu and ajo into the digital age - transparent, secure, and beautifully simple.

How it works → See features
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The process

Simple, transparent,
community-driven

01

Create a group

Set up a savings circle with your community. Define the contribution amount, frequency, and payout rotation order.

02

Everyone contributes

Members contribute periodically - weekly, monthly, or quarterly. Every payment is tracked and confirmed on the platform.

03

Rotate the pot

Each period, one member receives the full pooled amount. The rotation continues until every member has been paid out.

04

Complete the cycle

When everyone has received their payout, the cycle completes. Start a new one or dissolve the group - your choice.


Built for trust

Everything you need
to run a savings group

🔒

Secure payments

Paystack for Nigeria, Stripe for diaspora. Apple Pay and Google Pay supported.

📊

Full ledger

Every contribution and payout is recorded. Complete transparency for all members.

Reputation scores

Members build trust over time. Know who pays on time before they join your group.

🔔

Smart reminders

Automatic payment reminders via push notifications so no one misses a contribution.

👑

Admin controls

Group admins can manage members, assign deputies, handle disputes, and track everything.

🌍

Multi-currency

NGN, GBP, USD, EUR, GHS, KES, ZAR, JMD - run groups in your local currency.