ThriftVault brings the trusted tradition of susu and ajo into the digital age - transparent, secure, and beautifully simple.
The process
Set up a savings circle with your community. Define the contribution amount, frequency, and payout rotation order.
Members contribute periodically - weekly, monthly, or quarterly. Every payment is tracked and confirmed on the platform.
Each period, one member receives the full pooled amount. The rotation continues until every member has been paid out.
When everyone has received their payout, the cycle completes. Start a new one or dissolve the group - your choice.
Built for trust
Paystack for Nigeria, Stripe for diaspora. Apple Pay and Google Pay supported.
Every contribution and payout is recorded. Complete transparency for all members.
Members build trust over time. Know who pays on time before they join your group.
Automatic payment reminders via push notifications so no one misses a contribution.
Group admins can manage members, assign deputies, handle disputes, and track everything.
NGN, GBP, USD, EUR, GHS, KES, ZAR, JMD - run groups in your local currency.